How To Pay Credit Card Bill Using a Debit Card Online (2024)

How To Pay Credit Card Bill Using a Debit Card Online (2024)

FAQs

How to pay credit card online with debit card? ›

The most common online method that banks offer you to pay your credit card bill using a debit card online is through a payment portal or an online channel that exclusively allows debit card payments. Another method which indirectly accepts debit card payments online is the net banking facility of other banks.

Do I use my debit card to pay off my credit card? ›

Bottom Line. The simple answer is that you cannot use a physical debit card to pay your credit card bill. You will have to set up payments using the nine-digit routing number from the checking account your debit card is linked to. At the end of the day, the money is coming from the same place.

How can I make online payment through debit card? ›

How to shop online?
  1. Visit your merchant website.
  2. Select the products you want to buy and choose to check out.
  3. Select Debit/Credit Card as payment option.
  4. Enter the details like Debit Card No, Expiry Date, CVV printed on your Card.
  5. Enter your 6 digit 3D Secure PIN or One time password.

Can you pay a bill with a debit card? ›

Save time and money by using your debit card to pay bills, eliminate the need to write checks, buy stamps or worry about mail delays.

What is the CVV code in a debit card? ›

Card Verification Value, CVV is a 3-digit code printed on the back of the credit card or debit card. The CVV is an additional security layer of protection for online transactions and when the card is swiped in POS machines. The CVV verifies that the card is physically available when the individual is using it online.

Why can't I pay with my debit card online? ›

Here are some common issues and possible solutions: Insufficient Funds: Ensure that your debit card has sufficient funds to cover the cost of the purchase. If the funds are not available, the transaction will be declined. Card Not Activated: Make sure that your debit card is activated for online transactions.

What happens if you pay credit with a debit card? ›

Using a debit card to make a credit transaction isn't that different from using it to make a debit transaction. The money still comes out of your bank account. You don't, however, have to enter your PIN, so many people choose credit to safeguard the security of their account.

Can I pay my Capital One credit card with a debit card? ›

Yes, you can pay your Capital One credit card with a debit card, just not directly. You may use a checking or savings account to pay online or over the phone.

How to pay credit card bill with debit card Chase? ›

Make a payment by transferring money
  1. Insert your Chase debit card and enter your PIN.
  2. Choose Main menu and then More…
  3. Choose Pay bills.
  4. Choose the amount you want to pay and the checking account to transfer from.
  5. Choose an amount to pay or enter a specific payment amount.
  6. Tap Pay it and how you would like your receipt.

How to transfer money from debit card to credit card? ›

the only way to transfer money from a debit to a credit card is where you have a debt balance on your credit card (you owe them money) and you use funds from your debit card's linked bank account to submit a payment to the credit card. ...

How to pay credit card bill without credit card number? ›

Through BillDesk, you can pay the credit card bills of any bank using a debit card or net banking account of partner banks. The BillDesk platform of each bank is unique and provides different payment options.

How to know CVV number on debit card without card? ›

If you are searching for 'how to know CVV number on debit card online', there is no way to do so. You can access your CVV only from your physical card. But in case you have a virtual card, you can check your CVV by logging into your bank app.

Is it safe to pay bills online with a debit card? ›

Because debit cards withdraw money from your checking account, a criminal who gets your account information or PIN could empty your account. For this reason, credit cards are considered safer to use online because funds aren't directly taken out of your accounts.

How to pay a credit card bill instantly? ›

Here are the steps to pay via UPI:
  1. Initiate a UPI payment from any UPI-enabled application like Google Pay, PhonePe, PAYTM etc.
  2. Select the option "Pay Credit Card bill".
  3. Enter your Credit Card details.
  4. Verify the recipient's name and input the bill amount.
  5. Complete the transaction by entering your UPI PIN.

Can I pay a bill with a Visa debit card? ›

Visa cards can be used for a one-time payment or to set up regular, recurring card payments.

Why can't I pay my Capital One credit card with a debit card? ›

Although Capital One does not accept debit cards as a form of payment, you may pay your Capital One credit card bill with a debit card at 7-Eleven and Kroger stores. You can also pay your Capital One credit card with Western Union online, through their mobile app, and at a Western Union location using a debit card.

Is it better to pay online with debit or credit card? ›

You should primarily use your credit card online since it offers better fraud protection and keeps your money safe by using borrowed money. Using your credit card for everyday and major purchases online will help protect your money from getting stolen.

Can I use a debit card to pay a credit card Discover? ›

The money for your payment will be deducted directly from your bank account. It's not an option to pay your credit card bill using a debit card or another credit card. However, you can make up to two payments a day using different bank accounts. If possible, pay more than the minimum required amount.

Can you pay credit card through online banking? ›

If you use online banking, you can also transfer money directly from your bank to the credit card issuer. This payment will go through the ACH network and the transaction could be as fast as one or two days. Just be aware that your bank may charge a fee in order to transfer money out of your account.

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