How to Check NEFT Transaction Status with Reference Number? (2024)

FAQs

How to Check NEFT Transaction Status with Reference Number? ›

Contact your bank: Reach out to your bank's customer service through phone, email, or by visiting a branch. Provide them with the reference number and request the status of the NEFT transaction. They will be able to provide you with the most accurate and up-to-date information regarding your transaction.

Contact your bank: Reach out to your bank's customer service through phone, email, or by visiting a branch. Provide them with the reference number and request the status of the NEFT transaction. They will be able to provide you with the most accurate and up-to-date information regarding your transaction.

A UPI Reference Number is simply a unique 12-digit code assigned to every transaction made through the Unified Payments Interface (UPI) system in India. It allows you to: Track the status: Use the reference number to trace the progress of your transaction, whether it's pending, successful, or failed.

To track a payment using the reference number, you can follow these steps: Access your payment platform or banking app. Navigate to the transaction history or payment details section. Look for the option to search or filter transactions.

If the amount transferred through NEFT is returned, you need to initiate a new NEFT transaction. What if NEFT is not credited within two hours? You can contact your branch regarding the same and ask them to resolve this issue.

If you're worried about your payment, you can contact the sending bank and request a trace on the wire transfer using the reference number¹. Many banks will do this, though you may have to pay an additional fee.

NEFT (National Electronic Fund Transfer) is an interbank payment system facilitated by the Reserve Bank of India (RBI). While NEFT is available 24×7, the time taken for funds to be credited to the beneficiary's account can vary. It may take anywhere from 30 minutes to up to 2 hours for the transfer to be completed.

Once you initiate the transfer, you'll receive a Federal Reference number, also known as a fed number, that confirms the transactions. With that number, you can contact the sending bank and request a trace on the wire transfer. Many banks will do this for free, but some might charge you an additional fee.

Use SWIFT's Tracking Tool: SWIFT offers a tracking tool that allows you to track the progress of your payment. You can enter the SWIFT Payment Reference Number into the tracker to see where the payment is in the process.

Can I track with reference number? ›

You can use the reference number on your proof of postage to track your items. Royal Mail and Parcelforce Worldwide can only be tracked if you've bought a service with a tracking or reference number.

A UTR number (unique transaction reference) is a unique reference code that is attached to every transfer sent to India. On the recipient bank statement, the UTR number is visible on the received transfer. The exact format of the number can differ according to payment method.

Online Banking: Log in to your bank's website and navigate to the transaction history section. Look for the NEFT transfer and its status. Mobile Banking App: Many banks offer mobile apps with transaction tracking features. Check your app for NEFT status options.

NEFT settlements take place in half-hourly batches throughout the day. Once you have initiated the transaction, it takes up to 30 minutes for your transaction to be included in the next available batch based on the time you initiated the transfer.

If the bank initiated the transfer, notify the bank immediately so that it can investigate your claim. If you first contact the bank by phone, it is a good practice to follow up in writing. If you wired the funds through a third party (e.g., Western Union), contact that party to find out what their procedures are.

There are two ways you can check the status of a transaction with UTR: Visit your internet banking account or the mobile app of your bank. In the past transfers section, search for the required transfer with your UTR number and the status of the transaction should be displayed.

How much time does it take to settle NEFT transactions? NEFT transactions are typically settled immediately or within a few hours, usually within 2 hours. The actual time required for settlement may vary from bank to bank.

IMPS Reference Number Tracking can be easily done by using the unique IMPS reference number which is provided by the bank after every successful IMPS transaction. You may also have the option of calling your bank for any IMPS reference number tracking or to get details of your last transaction.