Groupama AM | News (2024)

FAQs

Who is the parent company of Groupama? ›

There are two scopes within Groupama: the combined scope, which includes all the entities of the Group and all the activities of the regional mutuals; the consolidated scope in which Groupama Assurances Mutuelles is the parent holding company.

What we do. Our Impact Private Credit team underwrites private debt for mid- and lower mid-market companies with the aim of capturing the attractive and growing financing opportunity in Europe. We concentrate on core impact themes that are aligned with the UN Sustainable Development Goals (SDGs).

Articles - Ageas UK announces the acquisition of Groupama

The acquisition represents a strong strategic fit and complements Ageas UK's multi-channel distribution approach, strengthening its presence in the UK broker market.

Groupama provides assistance, legal protection, remote surveillance, credit insurance, and personal services. It markets and distributes products and services through salespeople, general agents and representatives, partner brokers, in-house advisors, and direct sales channels.

Another downside of private credit investing is the high costs associated with the asset class. Because private credit transactions are typically done directly between investors and borrowers (rather than through a public market), they can involve high fees for both parties.

A private credit market growing so fast, away from the oversight of bank regulators, may be a new source of systemic risk. With smaller investors taking greater exposure to an asset class whose high returns and low losses look almost too good to be true, there could be trouble ahead.

This market emerged about three decades ago as a financing source for companies too large or risky for commercial banks and too small to raise debt in public markets. In the past few years, it has grown rapidly as features such as, speed, flexibility, and attentiveness have proved valuable to borrowers.

What is Private Credit? Private credit or private debt investments are debt-like, non-publicly traded instruments provided by non-bank entities, such as private credit funds or business development companies (BDCs), to fund private businesses.

Impact investing relies on measuring the specific change that an investor's capital has enabled. Most impact-focused investing strategies help investors focus on economic activities that address specific sustainability challenges outlined by the United Nations Sustainable Development Goals (SDGs).

A financial tool for businesses who measure—and are committed to improving—their social and environmental impact. The Impact Loan incentivizes and rewards for-profit businesses that focus on their social and environmental impact.

Are private credit and debt the same? ›

You will sometimes see private debt and private credit used interchangeably. However, an important distinction is that private credit is just one type of private debt. At PitchBook, we define private credit, or direct lending, as directly originated loans to corporate borrowers that are not broadly syndicated.