High Return Investment | Earn up to 36% Interest (2024)

OMLP2P, India's leading Peer to Peer Lending Platform, is founded and operated by a team of highly competent, successful and seasoned professionals with diverse experience in the fields of Banking, Finance and Digital Technologies.

At OMLP2P we follow a process-driven approach for evaluating and selecting the borrowers' profiles on 100+ parameters using customised proprietary credit scoring algorithm. We go beyond the traditional credit scoring model and assess the profiles to ensure high success rate of timely payment of EMIs. We also have a robust system to ascertain the borrower's ability to pay, along with their intent to pay.

Given our expertise, OMLP2P ensures optimal rate of returns to investor. Along with offering a Smart Investment Option, we also enable:

  • High Returns: With P2P lending, investor can lend capital to borrowers and earn fixed returns on a mutually negotiated interest rate - as high as 36% and for a duration ranging from 12 months to 36 months and create a seamless passive income with regular monthly repayments.
  • High Credit Quality of Borrowers: Every borrower profile undergoes a stringent credit and risk review on our state-of-the-art credit risk scoring platform. We ensure complete compliance of KYC (Know Your Customer) norms for every borrower.
  • Loan Grades: At OMLP2P, 0ur risk grades for personal and business loan go all the way up to P7 & B7 with P1 & B1 being the safest. The classification is based on the estimated likelihood of the risk of defaults of the borrowers in paying their EMIs. In order to reward lenders for taking a higher risk, loans assessed with higher risk grades yield more interest.
    For a conservative lender - select portfolio of very Low Risk to Low Risk (P1-P2-P3) (60-75%) and Medium Risk (25-40%) (P4-P5)
    For a moderate risk lender - select portfolio of very Low Risk to Low Risk (P1-P2-P3) (40-50%), Medium Risk (40-50%) (P4-P5) and High Risk (10%) (P6-P7)
  • Transparent: At OMLP2P, the entire investment and disbursal process is hassle-free and fully transparent. At the same time, we maintain high data security and safety standards to keep the data protected.
  • Low Risk Investment: At OMLP2P, we use our proprietary algorithm developed in association with Equifax to select low risk quality borrowers. With strong assessment and collection mechanism, OMLP2P makes P2P lending much safer than many other investment options available. It is recommended to diversify the investment in terms of both loan purpose and risk category by investing a smaller amount of money in each loan. OMLP2P lists a number of loans on a daily basis.
    Adequate diversification across as well as within categories helps to improve your risk-reward ratio.
  • Regular Income & Auto Invest: Repayment of loans are structured in Equated Monthly Instalments (EMI), which will give regular income to the investors. Investors can select their investment criteria and if there is/are any loan requirement from the borrowers that fits the selected criteria, then the borrower will be automatically funded from the OML wallet.

**Refer to FAQ section for terms and conditions

P2P lending is a good investment than other investment assets

Financial Institutions provide limited products for investments and low returns on options such as fixed deposits. Mutual funds are limited with regards to the investors they attract as they require high capital commitments over a long period of time. Finally, equity markets are highly volatile and require a significant holding capacity and risk appetite and even then returns are not guaranteed. OMLP2P bridges this gap by offering a new income asset class that is not only relatively safe and secure, but also offers ROIs as high as 36% along with flexible investment tenure.

Key advantages of lending through OMLP2P are:

  • Attractive returns - as high as 36%
  • Wide range of Pre-verified creditworthy borrowers
  • Detailed borrowers’ credit analysis by experienced professionals
  • Wide variety of borrowers
  • Recommended score and interest rate along with approved amount
  • Escrow Payment Mechanism - Utmost transparency using trusteeship mechanism to transfer money

High Return Investment | Earn up to 36% Interest (1)

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High Return Investment | Earn up to 36% Interest (3)

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High Return Investment | Earn up to 36% Interest (2024)

FAQs

Is 30% a good return on investment? ›

A thirty percent return is an achievable feat for one year if you're aggressive enough (and shall I say lucky enough), AND have the stomach to ride out the volatility, but consistently performing year after year becomes an incredible challenge that no one to my knowledge has done.

What investment gives you the highest return? ›

The U.S. stock market is considered to offer the highest investment returns over time. Higher returns, however, come with higher risk. Stock prices typically are more volatile than bond prices. Stock prices over shorter time periods are more volatile than stock prices over longer time periods.

Is 30% of your income too much to invest? ›

Ideally, you'll invest somewhere around 15%–25% of your post-tax income,” says Mark Henry, founder and CEO at Alloy Wealth Management. “If you need to start smaller and work your way up to that goal, that's fine.

What does a high return on investment mean? ›

Return on investment (ROI) or return on costs (ROC) is the ratio between net income (over a period) and investment (costs resulting from an investment of some resources at a point in time). A high ROI means the investment's gains compare favourably to its cost.

How much do I need to invest to make $1000 a month? ›

A stock portfolio focused on dividends can generate $1,000 per month or more in perpetual passive income, Mircea Iosif wrote on Medium. “For example, at a 4% dividend yield, you would need a portfolio worth $300,000.

Is 30% return on equity good? ›

One cannot declare a particular range of ROE as a good return on equity. For some industries, an ROE of more than 25% is desirable, while for others, a figure over 15% may be considered exceptional.

Where should I keep my money to get the highest rate of return? ›

Overview: Certificates of deposit, or CDs, are issued by banks and generally offer a higher interest rate than savings accounts. And long-term CDs may be better options when you expect rates to fall, allowing you to keep your money earning higher rates for years.

How to invest $100,000 for quick return? ›

If you want to put $100,000 into a short-term investment, here are six options worth considering:
  1. High-Yield Savings Account. ...
  2. Money Market Funds. ...
  3. Cash Management Accounts. ...
  4. Short-Term Corporate Bonds. ...
  5. No-Penalty Certificates of Deposits (CD) ...
  6. Short-term U.S. Government Bonds.
Mar 7, 2024

How much money do I need to invest to make $5000 a month? ›

To generate $5,000 per month in dividends, you would need a portfolio value of approximately $1 million invested in stocks with an average dividend yield of 5%. For example, Johnson & Johnson stock currently yields 2.7% annually. $1 million invested would generate about $27,000 per year or $2,250 per month.

How much money do I need to invest to make $3,000 a month? ›

Imagine you wish to amass $3000 monthly from your investments, amounting to $36,000 annually. If you park your funds in a savings account offering a 2% annual interest rate, you'd need to inject roughly $1.8 million into the account.

How much to invest per month to become a millionaire? ›

If you are starting from scratch, you will need to invest about $4,757 at the end of every month for 10 years. Suppose you already have $100,000. Then you will only need $3,390 at the end of every month to become a millionaire in 10 years.

What is the safest investment with the highest return? ›

These seven low-risk but potentially high-return investment options can get the job done:
  • Money market funds.
  • Dividend stocks.
  • Bank certificates of deposit.
  • Annuities.
  • Bond funds.
  • High-yield savings accounts.
  • 60/40 mix of stocks and bonds.
May 13, 2024

How to get the highest return on investment? ›

Investing in index funds and ETFs that track high-growth sectors or emerging markets can yield higher returns. While traditional index funds like the S&P 500 might not always provide 10% returns, sector-specific or market-specific funds might offer higher growth potential, especially in bullish market conditions.

What is a realistic return on investment? ›

General ROI: A positive ROI is generally considered good, with a normal ROI of 5-7% often seen as a reasonable expectation. However, a strong general ROI is something greater than 10%. Return on Stocks: On average, a ROI of 7% after inflation is often considered good, based on the historical returns of the market.

Is 100K invested by 30 good? ›

Based on the median income for Americans in this age bracket, $100K between 25-30 years old is pretty good; but you would need to increase your savings to reach your age 40 benchmark.” “The current level of your income makes a big difference in determining if you're on track for retirement,” added Cox.

What is considered a good return on investment? ›

General ROI: A positive ROI is generally considered good, with a normal ROI of 5-7% often seen as a reasonable expectation. However, a strong general ROI is something greater than 10%. Return on Stocks: On average, a ROI of 7% after inflation is often considered good, based on the historical returns of the market.

What does 30 return on investment mean? ›

What does 30% ROI mean? An ROI (return on investment) of 30% means that the profit or gain from an investment is 30%. For example, if the investment cost is $100, the return from investment is $130 - a profit of $30.

Is 30 a good time to start investing? ›

If you put off investing in your 20s due to paying off student loans or the fits and starts of establishing your career, your 30s are when you need to start putting money away. You're still young enough to reap the rewards of compound interest, but old enough to be investing 10% to 15% of your income.

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