Daily Driving a Classic Car: What to Know (2024)

Before daily driving a classic car, you'll need to make sure the car is roadworthy with regular inspections and preventative maintenance. Certain steps might help lower your risks on the road, but a classic car may still carry significant safety concerns because of its age. If you drive your classic car every day, you'll need a standard auto insurance policy rather than classic car insurance.

3 min to read

Can a classic car be a daily driver?

Yes, it's possible to use a classic car as your daily driver. The car must be roadworthy if you're going to use it frequently, which usually means more maintenance and repair.

What kind of insurance do I need for my classic daily driver?

You'll need standard auto insurance for your daily driver classic car. That's because specialized classic car insurance typically requires the insured vehicle to not be driven daily.

When insuring a classic daily driver, consider getting comprehensive auto coverage and collision auto coverage on top of your state's required liability auto coverage to more fully protect the vehicle. You may also want to add optional roadside assistance coverage in case your classic breaks down on the road.

What are the pros and cons of a classic daily driver?

Whether you're new to buying classic cars or you're a collector, weigh the pros and cons of using a classic car as your daily driver.

Pros of driving a classic car daily

  • Driving a classic car daily can be a way to get more enjoyment out of your classic car

  • Classics made by Ford, GM, Mopar, and other manufacturers generally have parts you can easily find

  • Classics can be fairly easy to work on

  • Replacement parts and specialized maintenance information can often be found online

  • Regularly getting out on the road in your classic can create more opportunities to connect with fellow enthusiasts

Cons of driving a classic car daily

Is driving an old car every day safe?

The chances of fatal injuries in a collision increase with a car's age, according to research from the National Highway Traffic Safety Administration (NHTSA). Older cars lack safety features such as seat belts, airbags, crumple zones, electronic stability control, anti-lock braking systems (ABS), lower anchors and tethers for children (LATCH) systems, and crash avoidance technologies that save lives.

How to make a classic car safer for daily driving

Nothing can make the vehicle as safe to drive when compared to a modern car, but you can take steps to help reduce your day-to-day risks when making a classic car your daily driver:

  • If seat belts didn't come in your car, it's possible to add three-point aftermarket belts

  • Keep jumper cables and a fire extinguisher in your car

  • Do regular inspections and preventative maintenance

  • Replace any component that's not working correctly before you daily drive your classic car

  • Install high-quality headlights, brakes, and tires

  • Pay attention to the oil level and consistency since older cars go through it quickly

  • Keep the tires properly inflated and inspect them often

Daily Driving a Classic Car: What to Know (2)

Quote car insurance online or give us a call

  • Or, call 1-866-749-7436

Learn more about car insurance policies.

Daily Driving a Classic Car: What to Know (2024)

FAQs

Daily Driving a Classic Car: What to Know? ›

Replace any component that's not working correctly before you daily drive your classic car. Install high-quality headlights, brakes, and tires. Pay attention to the oil level and consistency since older cars go through it quickly. Keep the tires properly inflated and inspect them often.

Can I use a classic car as a daily driver? ›

When changing your classic into a daily driver, you'll need to do a full maintenance check, including replacing or restoring some vital parts: Change oil, plugs & all filters. Replace the fan belt. Recondition the starter and alternator.

How often should a classic car be driven? ›

You should drive your classic car at least once a month, go far enough to get the engine and exhaust up to their normal working temperature, then come back. This is normally a twenty mile round trip.

Can you daily drive a car from the 50s? ›

Once you've refurbished the major systems (brakes, cooling, electrical, and fuel), there's no reason why a '50s car can't be a dependable daily driver.

What is the one thing you should always do before driving? ›

Buckle up for Safety

Seat belts save lives every day, and you should always fasten yours before your car starts moving, even if the trip is a local one.

How many miles can you do on classic car insurance? ›

Classic car insurance policies have a limited use provision. This only allows use of the car for travel to auto shows and auto club meetings. Typically, insurers place a maximum annual mileage restriction for antique car insurance. This varies by state but usually doesn't exceed 7,500 miles per year.

Does mileage matter on a classic car? ›

Mileage holds an important place in valuing classic cars, as it provides vital information about the car's usage and wear over time. Generally, the lower the mileage, the more desirable and valuable a classic car becomes.

What are the disadvantages of classic cars? ›

Classic cars also aren't as environmentally friendly as newer models. They produce higher emissions and emit more pollutants into the air. Safety: Compared to modern cars, classic cars lack many features that help keep you and your family safe on the road today.

How to make a classic car a daily driver? ›

Replace any component that's not working correctly before you daily drive your classic car. Install high-quality headlights, brakes, and tires. Pay attention to the oil level and consistency since older cars go through it quickly. Keep the tires properly inflated and inspect them often.

How often should you change your oil in a classic car? ›

Oil in a vintage engine that sits idle over the winter can break down from the residual gas, dirt and other contaminants generated from running. Regardless of the number of over-the-road miles, engine oil should be changed every 6 and twelve months.

Is it safe to drive a 40 year old car? ›

Yes, you can, and this is what most classic car collectors that drive their vehicles do. Common safety adjustments made to older cars include: A three-point belt system. Anti-break lockers.

What's the oldest age you can drive a car? ›

There is currently no age cutoff preventing an older adult from driving in the United States. Although, there are some voluntary measures a person can utilize to check their driving abilities.

How much more fuel do you use driving at 70 rather than 50? ›

Explanation: Your vehicle will use less fuel if you avoid heavy acceleration. The higher the engine revs, the more fuel you'll use. Using the same gear, and covering the same distance, a vehicle travelling at 70 mph will use up to 30% more fuel than it would at 50 mph.

What are the 7 keys to safe driving? ›

Following these defensive driving tips can help reduce your risk behind the wheel:
  • Think safety first. ...
  • Be aware of your surroundings — pay attention. ...
  • Do not depend on other drivers. ...
  • Follow the 3- to 4-second rule. ...
  • Keep your speed down. ...
  • Have an escape route. ...
  • Separate risks. ...
  • Cut out distractions.

What is a 6 point check? ›

After preparing the car, the observations can now be done. Covering all the observational points we use the six point check. The six point check is left blind spot, left door mirror, centre mirror, look at the road ahead, right door mirror, and right blind spot.

What is the most important thing to remember when driving? ›

Key points to remember when driving
  • Know the driving hazards you can face on the road. ...
  • Maintain your vehicle in good condition. ...
  • Always wear a seat belt. ...
  • Follow traffic rules and obey signs and signals. ...
  • Be a safe and defensive driver every day. ...
  • Know how to respond to an accident.

Can you drive a classic car long distance? ›

It's easy to think that driving any vintage car over long distances will be hard, or dangerous, or the car won't make it. Just because they are old, however, doesn't mean they won't survive a long journey. After all, back in their day thousands of people used these cars to road trip every year.

Are classic cars expensive to insure? ›

Classic car insurance is usually much cheaper than regular car insurance. According to Baily Insurance Agency, a classic car policy costs around $200 to $600 annually. If you own an abnormally expensive vehicle, your rates may be higher. In contrast, regular car insurance usually costs over $1000 per year.

Can you use a sports car as a daily driver? ›

A sports car can be a daily driver, but it will have to check some pretty big boxes—the biggest being comfort and convenience. Comfort is critical to daily driving.

Are there benefits to owning a classic car? ›

A collectible may be less likely to depreciate over time if it gets less use. And insurance for a collectible or classic car that is only driven for recreation is generally more affordable and comprehensive than regular auto insurance (any car driven daily needs a standard auto insurance policy).

Top Articles
Latest Posts
Article information

Author: Rueben Jacobs

Last Updated:

Views: 5775

Rating: 4.7 / 5 (57 voted)

Reviews: 80% of readers found this page helpful

Author information

Name: Rueben Jacobs

Birthday: 1999-03-14

Address: 951 Caterina Walk, Schambergerside, CA 67667-0896

Phone: +6881806848632

Job: Internal Education Planner

Hobby: Candle making, Cabaret, Poi, Gambling, Rock climbing, Wood carving, Computer programming

Introduction: My name is Rueben Jacobs, I am a cooperative, beautiful, kind, comfortable, glamorous, open, magnificent person who loves writing and wants to share my knowledge and understanding with you.