Cardless Cash Withdrawal Process
Step 1: Adding a Beneficiary
For 1st time users, a beneficiary needs to be registered. Registration of a beneficiary needs to be done through NetBanking and is required only once per beneficiary.
- Login to NetBanking
- Select Funds Transfer tab >>> Request >>> Add a Beneficiary >>> Cardless Cash Withdrawal
- Enter the beneficiary details, click on Add and Confirm
- Confirm the mobile number and enter the OTP received for validation
(Please note that after completing the addition of the beneficiary it will take30 minutesfor the beneficiary details to reflect in your account.)
Step 2: Sending money to an added Beneficiary
- Login to NetBanking
- Select Fund Transfer >>> Cardless Cash Withdrawal
- Select the Debit Bank Account
- Select beneficiary from list of registered beneficiaries (Mobile number gets auto populated)
- Check the beneficiary details, enter the amount, click on continue and confirm
- Confirm the mobile number and enter the OTP to validate the transaction
- The beneficiary will receive an SMS containing the OTP, nine-digit order ID and the amount
Step 3: Withdraw cash at HDFC Bank ATMs by the Beneficiary
- The beneficiary visits HDFC Bank ATM and selects Cardless Cash (option will be displayed in IDLE loop screen)
- Select the language
- Customer will be asked to enter the following details in a sequential manner
a. OTP
b. The beneficiary mobile number
c. Nine digit order ID
d. Amount of the transaction.
Once the above details are validated the cash will be disbursed by ATM.
Important Instructions
Cardless cash withdrawal request can be initiated for a minimum of Rs.100 per transaction and up to a maximum of Rs.10,000 per day or Rs.25,000 per month for a beneficiary (The limits are subject to change as per regulatory guidelines).
A successful cardless cash withdrawal request will be valid for a period of 24 hours from the time of creation of request. After expiry of 24 hours, the request will be reversed to the initiators account which was debited.
FAQs
Complete the transaction on Google Pay
- On your mobile device, open Google Pay app ,
- Scan the QR code on the ATM screen. Amount and payee details are pre-filled. ...
- Select the bank account you want to withdraw cash from.
- To make the payment, enter your UPI PIN.
There are several ways to get cash from your checking account without a debit card.
- Use a Withdrawal Slip. ...
- Cash a Check at Your Bank. ...
- Cash a Check at a Retailer. ...
- Use a Cardless ATM. ...
- Use Your Digital Wallet. ...
- Use a Check-Cashing Service.
Limit of 3 withdrawal transactions per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. Only available at Westpac Group or select Westpac Group partner ATMs in Australia. To access Cardless cash on your mobile you must be registered to use Internet Banking and download the St.
What if the ATM doesn't have enough money? ›
If an ATM does not have enough money, what happens? While this is not the same as an ATM failing to dispense, there may be times when the ATM doesn't have enough cash left to fulfill your request. In that case, the ATM will let you know that it has insufficient funds and will deny the transaction.
How to do cardless withdrawal with phone? ›
To use NFC at a cardless ATM, open the app on your mobile device, choose the linked bank account you want to withdraw from and tap your phone against the designated reader. To complete the transaction, the ATM will prompt you to type in your PIN (just as if you had inserted your card).
Can I withdraw cash from bank without card? ›
Withdrawing cash from ATMs without a bank card
The process may vary depending on your provider, but cardless cash withdrawals usually involve you signing onto the app to access your account. Select the option on the app and, depending on the bank, you may have to go through additional security.
How to transfer money from bank account to Cash App instantly? ›
If you already have a linked bank account, transfer money to a Cash App account. The process includes these steps: Open the Cash App on your phone and tap the My Cash tab at the bottom left. Click on Add Cash and input the desired amount.
What banks do cardless cash? ›
Which banks offer cardless cash?
| Bank | Account with cardless cash |
|---|
| Westpac | Westpac Choice Account |
| CBA | Commonwealth Bank Smart Access Account |
| St.George | St.George Complete Freedom Account |
| BankSA | BankSA Complete Freedom Account |
1 more rowYes, any request created needs to be utilized within a period of 24 hours from the time of creation. Post 24 hours, the amount will be reversed. Are there any specific timings for using Cardless Cash Withdrawal facility? Cardless Cash facility is available 24x7.
How to do cardless withdrawal access bank? ›
Withdraw through ATM
- Dial *903# from your phone and select "Withdraw Money" option.
- Select "ATM Withdrawal" option.
- Enter the Amount and validate the transaction with your PIN.
- You will receive a transaction code for successful withdrawal.
- Keep the code and visit any of our nearest ATM.
If your checking account is not enrolled in Debit Card Overdraft Service and you don't have enough available money in your checking account or in accounts linked for Overdraft Protection, ATM and everyday (one-time) debit card transactions will be declined at the time of the transaction.
What happens if you don t have enough money on your debit card? ›
That means your debit card will be “declined.” You will not be able to buy things. Some banks and credit unions might let you sign up for “overdraft protection.” That means you can use your debit card even when you do not have enough money to pay for the things you are buying.
Why would an ATM reject cash? ›
If a banknote is damaged, wrinkled or dirty, an ATM may reject it and return it to you. In this case, you could try smoothing out the wrinkled banknote and reenter it into the ATM.
How do I get a cardless ATM withdrawal? ›
How towithdraw money at an ATM
- Select Cardless transactions.
- Select Cardless withdrawal.
- Enter your voucher number.
- Enter the PIN sent to you via SMS.
- Select Withdraw.
- Enter the amount (you must withdraw the full voucher amount).
Which banks offer cardless cash?
| Bank | Account with cardless cash |
|---|
| Westpac | Westpac Choice Account |
| CBA | Commonwealth Bank Smart Access Account |
| St.George | St.George Complete Freedom Account |
| BankSA | BankSA Complete Freedom Account |
1 more rowFill Out a Withdrawal Slip
Be sure to fill in the date, the name on the account, and the account number. If you don't know where to find the checking account number, a teller will be able to look it up with your ID and/or debit card. Then enter the amount of cash you wish to receive.
